Banking 4

The software provides a German‑language online banking client that consolidates accounts from multiple financial institutions into a single interface. It supports standard access protocols such as FinTS/HBCI and, for business users, EBICS, allowing users to perform transfers, standing orders, and internal re‑allocations. Accounts can be grouped, categorized, and reviewed, and the system also handles credit cards, PayPal, cryptocurrency wallets, and securities portfolios.

Designed for both private individuals and organizations, the application offers separate editions that tailor features to personal finance management or commercial payment processing. All data are encrypted and stored locally on the user’s device, with access protected by a password, eliminating reliance on cloud storage. The licensing model is a one‑time purchase without recurring subscription fees.

The product is available for macOS and includes complementary versions for Windows, Android, and iOS, ensuring a consistent experience across desktop and mobile platforms. Updates can be installed through the built‑in update menu or downloaded from the vendor’s website.