HyperSwitch

A composable, open‑source payments orchestrator that lets businesses connect to dozens of payment service providers through a single API. The platform is self‑hostable and can be deployed on‑premises or in the cloud, offering a free tier and no subscription requirement under an Apache‑2.0 license. Its modular design lets users pick only the components they need, such as intelligent routing, vault storage, cost observability, revenue recovery, reconciliation, and alternative‑payment widgets, while remaining independent of any vendor lock‑in.

The system provides rule‑based and machine‑learning routing to improve authorization rates, a PCI‑compliant vault for secure token storage, and automated multi‑way reconciliation to reduce manual effort. Revenue‑recovery tools enable fine‑grained retry strategies, and dashboards expose hidden fees and performance metrics for cost optimization.

Targeted at fintechs, banks, airlines and other high‑volume merchants, the solution emphasizes resilience, low latency, and global compliance, supporting over 300 processor integrations and handling thousands of transactions per second. Its open‑source nature allows full control over deployment, customization, and security.