trefolio

The tool aggregates all of a user’s holdings—stocks, ETFs, and other assets—into a single dashboard that shows real‑time values, daily changes, and performance metrics such as total return, internal rate of return, Sharpe ratio, and max drawdown. It supports automatic currency conversion across 21 currencies and overlays up to 19 benchmarks, allowing investors to compare their portfolio against indices like the S&P 500, MSCI World, DAX, and even cryptocurrencies.

A built‑in stock screener and dividend module let users filter securities, track upcoming ex‑dividend dates, and simulate future income with a DRIP projection chart. The application can sync with brokers and import portfolios in seconds, while AI‑generated insights are offered in 35 languages, covering all official EU languages. All data remains private and GDPR‑compliant, with no selling of user information.

Targeted at European retail investors, the service provides tax‑report generation for Germany, France, Spain, the Netherlands, and Italy, alongside net‑worth tracking and AI analysis. It is delivered as a progressive web app, available free with optional paid plans that add premium features.