Xero
Cloud-based accounting platform for small businesses to manage finances, invoicing, and payroll.
Xero provides cloud‑based accounting tools that let small‑business owners record transactions, reconcile bank feeds, generate invoices, and run payroll from a single online dashboard. The platform links directly to banks and integrates with external apps, allowing users to capture bills and receipts automatically and to send quotes or invoices through email, SMS, or messaging services.
The service includes automated reminders, customizable reporting, and trend analysis that help users monitor cash flow and make informed decisions. An AI assistant, JAX, can answer financial queries, automate routine tasks, and surface actionable insights in real time.
Designed for a range of industries, Xero offers onboarding support, a free trial month, and 24/7 online assistance, aiming to keep records paperless, secure, and centrally managed for up to 4.6 million subscribers.
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